For the first time in years, the Federal Long Term Care Insurance Program is in the middle of its open season. This means that it is easier than at other times to get into the program, and only requires minimal personal medical information to allow underwriting.
The web site is http://www.ltcfeds.com.
Now, do you need long term care insurance? That’s a tough question. Active duty military members may not need it, and Veterans do have access to facilities at a reduced rate, but the younger you are the less it costs.