If you’re tracking the TSP results over the past 12-months you’ve seen a significant increase in the S-Fund, which tracks the performance of small and mid-sized companies. It’s likely that these small companies will be the first to experience the significant change in the economy and begin to grow. If you wait to make sure that this is for real you might miss your opportunity to join this recovery and enjoy the ride.
Now, please don’t read this as a market-timing recommendation. I am a firm believer that military members, with long time horizons, should be in the market all the time. My concern is that some military members have avoided contributing to a personal IRAs or the Thrift Savings Plan because of negative headlines online and in the newspaper. I hope to reassure others in uniform that our economy, and our Nation, will emerge from this challenging time stronger, with small business owners and entrepreneurs leading the way.