Just as when you’re on active duty, you’ll have to pay for dental insurance when you retire. The Tricare Retiree Dental Program offers you the benefits you’re familiar with but at a cost that’s about four times what you’ve been paying. My family coverage through Delta Dental is about $25 per month, but will go to $91 for me and my wife after I retire, and $153 a month if I cover my sons. That’s a significant increase in costs, so it’ll be something you’ll want to expect when you decide to hang up the uniform for good. I’m beginning to research other options, and if I find a good alternative plan, I’ll tell you about it.