Outside just about every military base you’ll see pawnshops and payday loan franchises that pray on service men and women who just need a few more bucks to make it to payday. It’s really unfortunate because there are legitimate, low or no-cost loan programs available through non-profit organizations connected to each branch of the military and the Coast Guard. Military.com has assembled a collection of these agencies. The Coast Guard link is available here. Many states have recently passed laws that restricted, or in some locations, closed down payday lending operations that were the most predatory. These moves were a step in the right direction, but at the same time, military members need to know that resources are available to help them. All you have to do is ask for help.