First off, credit a Consumer Watch story from the Sunday, February 24, 2008 issue of the Los Angeles Times for informing us about the free consumer protection services that are available today. I’ll be honest, I’ve paid $11.95 a month to one of the major credit bureaus to give me this information.
Credit report annually: http://wwww.annualcreditreport.com
Fraud alert: Equifax (800) 525-6285
Experian (888) 397-3742
TransUnion (800) 680-7289
(Good for 90 Days)
Credit Freeze (may require a fee unless you are a victim of identity theft: http://www.oispp.ca.gov/consumer_privacy/consumer/documents/pdf/cis10securityfreeze.pdf
Remove Pre-approved offers: http://www.optoutprescreen.com or call 888-567-8688.
Junk mail sifter: http://www.dma-consumers.org/cgi/offmailing